In these days of economic uncertainty it is essential that people have a sense of security and peace of mind in terms of their financial future. Long term care planning is a way to help preserve that.
"Your future will happen whether you plan for it or not." TM
Take a minute and answer: "What would you do?"
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The most frequent questions are:
"Will I ever need long term care?"
The fact that this cannot be known in advance and can happen at any time creates the necessity for planning. You may be insurable today but not tomorrow. Of those currently receiving long term care 40% are under 65 and the Govt. Accounting Office predicts that 70% of Americans over 65 will need long term care.
"How much does long term care insurance cost?"
Like other insurance it depends on how much of the risk you want to insure. Your age and the benefits you choose will determine the premium. We can help you design the most appropriate and affordable plan, provide a quote, and help you apply.
Since we represent all the major long term care insurance carriers, the premiums will be the same if you buy your insurance through us or somewhere else. As independents we work for you, not for the insurance company.
Possible Discounts: 40% Spousal/Partner, 20% Preferred Health,
10% Before Birthday
We have an online slideshow that you can watch – Slideshow.
For some people the traditional long term care insurance might not be the best choice or maybe you can't health qualify. At California LTC we offer multiple solutions for every financial and health situation. You can read about your options in our Guide.
Long term care insurance you purchase from us is usable in any state in the U.S. and in most foreign countries.
